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Terms & Conditions

Last updated: [DATE]

⚠️ Draft template — requires legal review. Have counsel finalize before launch.

1. Acceptance of terms

By accessing this website, operated by Insurex Insurance Services, Inc. ("InsureX"), you agree to these Terms & Conditions. If you do not agree, do not use the site.

2. No offer of coverage

Content on this site is for general information only and is not an offer of insurance, a guarantee of coverage, or financial advice. All products are subject to carrier underwriting, state availability, and policy terms. Only a policy issued by an insurance carrier constitutes coverage.

3. Licensing

Insurex Insurance Services, Inc. is a licensed insurance agency. License information: Agency NPN #21134658 · Brian Carrozzi, CA License #0C46970 [ADD AGENCY CA LICENSE NUMBER AND ADDITIONAL STATE LICENSES]. Agents are licensed in the states where they conduct business.

4. Telephone consent

By calling us or submitting your phone number, you consent to calls and texts related to your inquiry, which may be recorded for quality and compliance. Consent is not a condition of purchase.

5. Intellectual property

All content, trademarks, and logos on this site are the property of Insurex Insurance Services, Inc., CallX, Inc., or their licensors and may not be used without permission.

6. Limitation of liability

To the maximum extent permitted by law, InsureX is not liable for indirect, incidental, or consequential damages arising from use of this website.

7. Governing law

These terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

8. Contact

Insurex Insurance Services, Inc., 1255 Treat Blvd, Suite 300, Walnut Creek, CA 94597 · (925) 472-6650 · [EMAIL]

Insurex Insurance Services, Inc. · NPN #21134658 · Brian Carrozzi, CA License #0C46970 · 1255 Treat Blvd, Suite 300, Walnut Creek, CA 94597

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